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Shaw's Employees EFCU joins with 1st Alliance Lending to offer you Mortgages and Home Equity Loans at competitive rates! Click the banner above for more information or to apply today!
Loan Rates
New Autos and Motorcycles
Model Years 2008-2010
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Term
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Rate*
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Rate per $1000.00
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36 Months
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4.99% APR*
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$29.99
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48 Months
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5.99% APR*
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$23.53
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60 Months
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5.99% APR*
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$19.37
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72 Months
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7.75% APR*
(Value > $30,000.00)
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$17.46
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Used Autos and Motorcycles
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Book Value
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Max Term
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Rate*
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Rate Per $1000.00
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Up to $2000
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12 months
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5.99% APR*
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$86.12
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$2001 to $4000
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24 months
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5.99% APR*
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$44.35
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$4001 to $7000
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36 months
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5.99% APR*
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$30.44
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$7001 to $10,000
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48 months
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6.99% APR*
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$24.00
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$10,001 to $30,000
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60 months
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7.49% APR*
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$20.09
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$30,000+
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72 months
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8.75% APR*
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$17.96
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Personal Loans
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Term
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Rate*
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Rate Per $1000.00
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12 Months
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15.99% APR*
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$90.73
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24 Months
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15.99% APR*
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$48.96
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36 Months
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15.99% APR*
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$35.15
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48 Months
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16.99% APR*
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$28.85
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60 Months
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16.99% APR*
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$24.85
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100% Share Secured Loans
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Annual Percentage Rate is based on the share account rate. Loan terms of 12-36 months are 3.00% over the current share rate. Loan terms of 37-60 months are 4.00% over the current share rate.
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50% Share Secured Loans
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Annual Percentage Rate is based on the share account rate. Loan terms of 12-36 months are 5.00% over the current share rate. Loan terms of 37-60 months are 6.00% over the current share rate.
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PLUS Loans (Parent Loans) for Education Expenses
Parents can borrow a PLUS Loan to help pay your education expenses for a dependent undergraduate student enrolled at least half time in an eligible program at an eligible school. PLUS Loans are available through the Federal Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan (Direct Loan) Program.
The yearly limit on a PLUS Loan is equal to your cost of attendance minus any other financial aid you receive. For example if the tuition cost of is $6,000, for example, and the student receives $4,000 in other financial aid, the parent’s can apply for a PLUS loan up to $2,000
To apply for a PLUS loan please complete a Shaw’s Employees Federal Credit Union loan application and send it (along with verification of income) to the credit union. A package of information for PLUS loans will be sent you.
Please contact the credit union if you are interested in learning more about PLUS loans.
- See your Human Resources Manager, call the Credit Union or download a Loan Application.
- Rates are effective January 1, 2009 and are subject to change. Please call us to request current rates.
- When applying for a loan, please send a copy of your most current pay stub.
- Not responsible for typographical errors.
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Enter only numeric values (no commas), using decimal points
where needed.
Non-numeric values will cause errors.
The results of this loan payment calculator are for comparison purposes only.
They will be a close approximation of actual loan
repayments if available at the terms entered, from a financial institution. This
is being provided for you to plan your next loan application. To use, enter values
for the Loan Amount, Number of Months for Loan, and the Interest Rate (e.g.
7.25), and click the Calculate button. Clicking the Reset button will clear entered
values.
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